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Is there a minimum balance required for a checking account?

  • April 2, 2019

At Astera, we offer several options in checking accounts. Our Kasasa Checking accounts do not require a minimum balance. Our Choice Checking account does come with a $5.00 service charge, for accounts that do not carry a $500.00 daily minimum balance, but you can choose to roll down that service charge by doing things you may already be doing such as:

  1. Enroll for E-Statements – $3.00 reduction
  2. Have at least 1 automatic direct deposit (ACH) or online bill payment clear per month – $1.00 reduction.
  3. Utilize your Astera Credit Union MasterCard debit card – for every transaction per month you will receive a $0.10 cent reduction.