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Overview
- Flexibility of open-end financing for nearly any purpose
- Up to 72-month term
- Access a line of credit up to $25,000
- Reuse without having to reapply
Line Of Credit Loan
A line of credit offers greater flexibility when navigating financial peaks and valleys. The great thing about a line of credit is being able to use only what you need — when you need it. And pay interest only on what you use.
Payment
$%Loan Protection Available
Astera has partnered with SWBC to bring you three amazing products to help you should times get hard. Click here to learn how to protect your money from bumps in the road.
"Astera helped me with a line of credit when I really needed it."
Danielle S.You might also be interested in...
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Credit Cards
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Home Equity Loans
If you're a home owner, consider using the equity in your home to finance life's bigger expenses.
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Financial Education
Check out our financial education pages to learn about everything from budgeting to saving for your future.
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Rates
Rates
Revolving Credit
Term Rate* 72 Months As low as 11.25% APR* *APR=Annual Percentage Rate. Rates and term are subject to change without notice.
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FAQs
Frequently Asked Questions
If the funds are in an Astera account, you are able to utilize Online Banking in order to process the payment. A payment can be made by transferring funds to the appropriate loan.
If the funds are in a financial institution other than Astera, you cannot make payment through Astera’s Online Banking. You can however, use the external financial institution’s Bill Pay service to make online payments. Or you can Make a Payment using our ACH tool. For future use, this link can be found under our Services tab.
To check the status of a loan application you must call 517-323-3644.
Sometimes you still can qualify with bad credit. Loans are based on your credit history not necessarily your credit score. Call us today, to discuss your options at 517-323-3644.
Looking for a flexible loan option?
A line of credit lets you use only what you need, when you need it.