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Line of Credit

Apply, use, pay-off, repeat! It's that easy.

  • Overview
    • Flexibility of open-end financing for nearly any purpose
    • Up to 72-month term
    • Access a line of credit up to $25,000
    • Reuse without having to reapply

    Line Of Credit Loan

    A line of credit offers greater flexibility when navigating financial peaks and valleys. The great thing about a line of credit is being able to use only what you need — when you need it. And pay interest only on what you use.

    Monthly Payment

    Loan Amount
    Term Months

    Loan Protection Available

    Astera has partnered with SWBC to bring you three amazing products to help you should times get hard. Click here to learn how to protect your money from bumps in the road.

    "Astera helped me with a line of credit when I really needed it."

    Danielle S.
  • Rates


    Revolving Credit

    72 MonthsAs low as 11.50% APR*

    *APR=Annual Percentage Rate. Rates and term are subject to change without notice.

  • FAQs

    Frequently Asked Questions

    If the funds are in an Astera account, you are able to utilize Online Banking in order to process the payment. A payment can be made by transferring funds to the appropriate loan.

    If the funds are in a financial institution other than Astera, you cannot make payment through Astera’s Online Banking. You can however, use the external financial institution’s Bill Pay service to make online payments. Or you can Make a Payment using our ACH tool. For future use, this link can be found under our Services tab.

    To check the status of a loan application you must call 517-323-3644.

    Sometimes you still can qualify with bad credit. Loans are based on your credit history not necessarily your credit score. Call us today, to discuss your options at 517-323-3644.

Looking for a flexible loan option?

A line of credit lets you use only what you need, when you need it.

Apply now