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Health Savings Account (HSA)

Are health care costs busting your budget?

The smarter way to save

A health savings account is a smart way to use pre-tax* dollars for qualified medical expenses. And you own the account, not your employer, which means the money rolls over year-to-year.

So whether you need to pay for healthcare in the next six months or the next sixty years, the money is yours to use, tax-free. Talk to an Astera representative about opening one that works together with your heath care plan.

  • Use pre-tax* dollars to fund qualified medical expenses
  • Must be covered under a high deductible healthcare plan
  • Cannot be claimed as a dependent or enrolled in Medicare
  • Earn competitive dividends on the entire balance, compounded daily and paid monthly

Even more benefits!

  • No setup or annual fees or monthly service fee
  • Money rolls over year-to-year automatically
  • No “use it or lose it” policy
  • HSA is owned by you, not your employer
  • Easy withdrawal access through multiple channels
  • No minimum opening deposit requirement

*Consult your tax advisor.