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Astera Business Credit Cards

Introducing Business Credit Cards Built with You in Mind!

To apply, click below, fill out the PDF, and return to one of our branches.

  • Business Cards

    • Contactless Cards
    • Compatible with Digital Wallets (Google Pay, Apple Pay, Samsung Pay, etc)
    • Make payments online and in-branch
    • Compatible with Astera Card Controls App
    • Rewards and Low rate options

    See card balances, statements, and initiate balance transfers via Accesspoint.

    Go to Rewards Page

    MasterCard Business


    • No annual fee
    • No overlimit fee
    • Competitive rates

    MasterCard Business Rewards


    • No annual fee
    • No overlimit fee
    • 1 point earned on every 1 net dollar(s) in credit card purchases.
    • Points redeemable for cash back, gift cards, and limited travel options. Redeemed in Access Point


    • Earn 5,000 points if you spend $1,000 in the first 90 days.

    Rewards card details:

    • 1 point(s) earned for every $1 net dollar(s) in credit card purchases.
    • Points exist on an account for 3 calendar years. ex; 2022 (calendar year 1), 2023 (calendar year 2), 2024 (calendar year 3).
    • Members will be notified when points are ready to expire on their statement.
    • Spend $1000 in the first 90 days, get 5,000 bonus points (equates to $50).
    • Points can be redeemed for cash, gift cards, and limited travel options.
    • Cash can be redeemed in $50 increments. Cash can be deposited to member’s account or as a payment to the card. Cash cannot go to pay other Astera loans.

    Click here to read the full Business Member’s Benefits Guide Web

  • Rates


    Credit Cards

    MasterCard Platinum Low RateAs low as 12.24% APR*
    MasterCard Platinum RewardsAs low as 16.74% APR*
    MasterCard BusinessAs low as 15.24% APR*
    MasterCard Business RewardsAs low as 17.74% APR*

    *APR=Annual Percentage Rate. Rates and term are subject to change without notice.

  • FAQ

    Frequently Asked Questions

    • Verify that there is a Contactless symbol on the transaction terminal.
    • Tap or hold your Mastercard within 3 inches or so to a transaction terminal.

    A contactless card payment utilizes a Radio Frequency (RF) technology, allowing cardholders to “wave” their Contactless card over a Contactless-enabled point of Sale (POS) terminal. The embedded antenna transmits the payment info to the Contactless-enabled terminal using a one-time use code with each transaction. These new features allow for a secure, fast, and easy transaction process.

    Your Astera Credit Card comes with complimentary Fraud Alert alerts.  Fraud Alerts help fraud prevention by providing 24/7 monitoring of card activity to help protect your account(s) against fraudulent transactions. When unusual spending or transactions appear on your card you will receive a text message asking you to confirm the transaction. If the transaction is not yours by responding to the text will prompt us to block the card and report unauthorized usage.

    There are multiple ways to report a card lost or stolen.  If you misplaced your card but think it is not lost for good you can log into your Astera Card Controls App and lock your card by clicking the green padlock in the bottom left corner of the card image and the padlock will turn red. Now your card is temporarily blocked.  If you find your card click on the padlock again to allow your card to be used for transactions again.  If you ultimately deem the card lost in the Astera Card Controls App you can click on the image of the card. In the bottom right corner of the screen click on lost/stolen and follow the prompts to close your card.

    The second option if your card is lost or stolen is to call us at 800-323-0048 and choose the option for lost/stolen card to speak to a representative and they will close your card.

    Finally, you can visit us at any branch location and one of our team members will help you close and replace your card.

    Yes, our cards work with all the major digital wallets,  Apple, Google, Samsung, Garmen, etc.

    You can update your pin for debit, ATM, or Credit Card by calling our toll-free PIN now number at 1-888-886-0083.

Astera Business Credit Cards

To apply, click below to fill out the PDF. Then print and bring in to one of our Astera branches.


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Mastercard and Priceless Cities are registered trademarks, and Mastercard ID Theft Protection and the circles design are trademarks, of Mastercard International Incorporated. ©2019 Mastercard. All rights reserved.