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Snap Cash Loan

Helping members when they need it the most.

  • Overview
    • Avoid late payment fees on bills
    • Pay for groceries
    • Make a loan payment on time
    • Assist with emergency expenses
    • Keep you on your feet until your next paycheck

    Whether you need a little extra cash for college, groceries, an emergency car repair, or anything in between, a Snap Cash loan can help. But Snap Cash just got better! In just 6 clicks in 60 seconds, you can get money when you need it, deposited right into your account; no credit check required!

    Applying is Fast and Easy

    You can apply for Snap Cash via via the Astera mobile app. You’ll find out immediately what you qualify for. Decisions are based on your history with Astera Credit Union, which means that your other credit history won’t affect whether you get a loan or not.

    If you’re approved for a loan, you’ll see the money deposited to your account immediately! This loan is an easy, fast way to get the cash you need without huge payday loan rates or fees.

    Details

    • Loans up to $2,000 with up to a 12-month term**
    • Must be a member for 6 months or longer
    • Must be 18 years or older
    • 24.99% APR interest rate*
    • $20.00 application fee
    • No credit pull
    • Instant loan decision
    • Can be used to build or repair credit

    "I don’t believe that I could have achieved what I have in the last couple years without the help I’ve received through my financial institution."

    Brian C.
  • Rates

    Rates

    Snap Cash

    TermRate*
    Up to 12 Months 24.99% APR*

    *APR=Annual Percentage Rate. Rates and term are subject to change without notice.

  • FAQs

    Frequently Asked Questions

    Snap Cash Loans are perfect for quick loans to help you get by until your next paycheck. Whether you need a little extra cash for college, groceries, an emergency car repair, or anything in between, a Snap Cash loan can help. With just 6 clicks, in 60 seconds you can apply directly from your Astera mobile app and have the funds deposited directly in your Astera account, anytime, anywhere.

    Use Snap Cash Loan to:

    • Avoid late payment fees on bills
    • Pay for groceries
    • Make a loan payment on time
    • Assist with emergency expenses
    • Keep you on your feet until your next paycheck

    Requirements:

    • The account must have been open for six (6) months.
    • Must be 18 or older to apply.
    • Members can have two (2) concurrent Snap Cash loans; the aggregate amount of both loans cannot exceed their original approval amount.
    • Maximum of three (3) Snap Cash loans over a six (6) month period.

    Applying is easy and can be done in 6 clicks in 60 seconds!

    First, you will need to have the Astera mobile app downloaded onto your phone. After you are logged into your account, you can access the Snap Cash application page by clicking on the menu button and clicking on "Snap Cash".

It’s easy to apply for a Snap Cash Loan!

Do it anytime, anywhere, within the Astera mobile App.

Download the Astera App Today!

*APR=Annual Percentage Rate. Rates and monthly payments are fixed and subject to loan term length. Rates and terms are subject to change without notice. Please contact Astera Credit Union for latest rates. Some restrictions may apply.

**Credit decisions will be provided to the member within 60 seconds of application submission. Loan amounts from $200 up to $2000. Loan terms up to 12 months. Members can have two (2) concurrent Snap Cash loans; the aggregate amount of both loans cannot exceed their original approval amount. Maximum of three (3) Snap Cash loans over a six (6) month period.