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Overview
- Flexible loan terms
- Affordable payments
- Low fixed rate
- Earns interest
Credit Builder Loan
Have you been turned down for a loan due to your credit score being too low? Whether your score is suffering because you’ve hit a rough patch or you’re just starting to build credit, Astera’s Credit Builder loan may be the answer to get you on track.
Monthly Payment
Loan Amount$Rate%Term MonthsPay it Off
Before we fund the loan, the funds from the loan will be deposited into your savings. This money will have a hold on it until the entire loan is paid in full. Simply make on-time payments to avoid fees or credit score penalties.
Earn Interest
The money sitting in your saving’s account will earn interest based on current savings rates. Earn free money every month by simply making your loan payment and having the money on deposit.
Receive Money
After you have paid your loan in full, the funds will be released and the money is yours to spend. Plus, you should see an increase in your credit score!
"Astera has helped me reach financial freedom."
Trisha C.You might also be interested in...
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Rates
Rates
Credit Builder
Term Rate* 6-48 Months 14.99%APR* *APR=Annual Percentage Rate. Rates and term are subject to change without notice.
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FAQs
Frequently Asked Questions
Astera Credit Union does offer Personal Loan and/or debt consolidations for our members to consolidate bills and pay off other debts. There are several options available to most members. This may include personal loans, home equity loans/lines, or even a first mortgage.
If you would like to discuss options before applying, simply call a Member Service Representative at 517-323-3644.
If the funds are in an Astera account, you are able to utilize Online Banking in order to process the payment. A payment can be made by transferring funds to the appropriate loan.
If the funds are in a financial institution other than Astera, you cannot make payment through Astera’s Online Banking. You can however, use the external financial institution’s Bill Pay service to make online payments. Or you can Make a Payment using our ACH tool. For future use, this link can be found under our Services tab.
Boost your credit score
Tired of getting turned down for loans? Take control of your credit.
*APR=Annual Percentage Rate. Rates and monthly payments featured are fixed and are subject to loan term length. Rates and terms are subject to change without notice. Please contact Astera Credit Union for latest rates. Some restrictions may apply.
