Online Banking Login

Register

SWBC Products

GAP Advantage

Will Your Insurance Cover Your Auto Loan in the Event of a Total Loss or Theft?

Even the best auto insurance may not cover the entire amount you owe on an auto loan. In fact, if the average new car owner has their vehicle stolen or damaged beyond repair, they could still owe thousands of dollars after the insurance settlement. That's where GAP Advantage comes to the rescue!

GAP* Advantage makes up the difference between what your insurance policy covers and the amount you still owe. So, instead of paying off a substantial loan balance for a vehicle you can no longer drive, you could be free and clear of your car note and have funds to put toward a down payment on a new car. Plus, by signing up for GAP* Advantage, you can get $1,000 towards financing your next vehicle with us.

With this valuable product, you can rest easy knowing that your auto loan won't be a burden if an unexpected accident or theft occurs.

To learn more about GAP Advantage, call us at 800.323.0048 or speak with a member specialist at any of our locations.

*GAP is considered insurance coverage in some states. Your purchase of GAP Advantage is optional. Whether or not you purchase GAP Advantage will not affect your application for credit or the terms of any existing credit agreement you have with the financial institution. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under GAP Advantage. You should carefully read the contract for a full explanation of the terms.


Major Mechanical Protection

Get the Most Out of Your Mileage with Major Mechanical Protection!

As time goes on, the likelihood of mechanical failure on your vehicle is inevitable. Advanced electronics, complex systems, and rising labor costs mean that a repair may now cost you thousands of dollars. With MMP from Astera, you can protect yourself against the expense of future costly repairs.

The total cost of MMP is often far less than the cost of a single repair! Pay for this protection once, and in most cases you will not have to pay anything more than a small deductible should a breakdown occur.

To learn more about MMP, call us at 800.323.0048 or speak with a member specialist at any of our locations.


Debt Cancellation

Protect your savings from life obstacles with Debt Cancellation!

Even the most responsible person can be hit with bills they can't pay, damage to their credit score, and even repossessions when unexpected illness, injury, or death eliminates their ability to earn a paycheck. When you add Debt Cancellation to your loan1 or other obligations, you minimize the impact of the unexpected.

In most cases, Debt Cancellation can:

  • Eliminate all or part of your remaining loan balance
  • Protect your credit rating as loan payment obligations are made on your behalf
  • Prevent late fees
  • Protect your family and your possessions
  • Free-up extra cash when it's needed most
  • Pay benefits in addition to any other protection you may have

Debt Cancellation is affordable, may cover both you and your co-borrower, and is a part of your regular payment--giving you one less thing to think about.

To learn more about Debt Cancellation, call us at 800.323.0048 or speak with a member specialist at any of our locations!

1Debt Cancellation may be available for personal credit cards, auto loans, personal consumer loans, and home equity loans. Your purchase of Debt Cancellation is optional. Whether or not you purchase Debt Cancellation will not affect your application for credit or the terms of any existing credit agreement you have with the financial institution. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under Debt Cancellation. You should carefully read the contract for a full explanation of the terms.