Summary

Kasasa Saver earns a sky-high rates, while rewards earned on your Kasasa Cash® or Kasasa Cash Back® checking transfer into Kasasa Saver each month.

Just meet the easy qualifications on your Kasasa Cash or Kasasa Cash Back checking, and watch your savings grow.

Details:

  • Links to your free Kasasa Cash® or Kasasa Cash Back® account
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back rewards
  • Earn 0.35% APY* on balances up to $25,000
  • Earn 0.35% to 0.08% APY on balances over $25,000 depending on balance in account*
  • Earn 0.01% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
  • No minimum balance required to earn rewards
  • No monthly service charge
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking and Text Banking
  • Free MasterCard®debit card
  • Access to Surcharge-free ATMs
  • Access to Shared Branching
  • Free e-statements
  • Unlimited checking
  • $25 minimum opening deposit

How to Earn Your Rewards:

It's so easy to qualify; you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Checking account each monthly qualification cycle:

  • Have at least 15 debit card purchases clear
  • Be enrolled in eStatement notices
  • Have at least 1 automatic direct deposit (ACH) or online bill payment clear
  • Be enrolled and log into online or mobile banking at least once

That's it. If you don't qualify, there's still no monthly service fee and you still earn dividends at the base dividends rate. Plus, you get the opportunity to earn huge rewards the very next monthly qualification cycle! Check out our Kasasa Qualification Calendar to make sure you are on track!


Need help pick a Kasasa Checking account to go with you Kasasa Saver?

Use this decision chart to help pick the best one! Or ask us, we'd love to help!

Kasasa Cash + Kasasa Saver

*APY=Annual Percentage Yield. Clearing account means item must post and settle. APYs and rates accurate as of 01/01/2015. Rates subject to change. Minimum to open is $25 for Kasasa Cash and $0 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) ATM fees incurred during qualification cycle will be reimbursed up to $10 and credited to account on the last day of monthly statement cycle; (2) balances up to $7,500 receive APY of 2.00% with a rate of 1.98%; and (3) balances over $7,500 earn 0.01% APY with a rate of 0.01% on the portion of the balance over $7,500, resulting in 2.00% - 0.10% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.01% APY with a rate of 0.01%. Qualifying transactions must clear Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to clear account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means the day after the end of the previous qualification cycle through the second to last business day of the current statement cycle. The advertised Kasasa Cash APY is based on compounding dividends. Dividends earned in Kasasa Cash are automatically deposited to Kasasa Saver at the end of each statement cycle. Actual dividend amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $25,000 in Kasasa Saver receive an APY of 0.35% with a rate of 0.35%; and (2) balances over $25,000 in Kasasa Saver earn 0.01% dividend rate with a rate of 0.01% on portion of balance over $25,000, resulting in 0.35% - 0.08% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.01% APY with a rate of 0.01%. Interest and incentives will be paid on the last day of the month and are subject to IRS reporting. Transfers between accounts do not count as qualifying transactions. Accounts closed before the end of the qualification cycle forfeit that cycle's rewards. Limit one account per SSN.


Kasasa Cash Back + Kasasa Saver

*APY=Annual Percentage Yield. Clearing account means item must post and settle. APYs and rates accurate as of 01/01/2015. Rates subject to change. Minimum to open is $25 for Kasasa Cash Back and $0 for Kasasa Saver. When monthly qualifications are met, you will receive 2% cash back on debit card purchases that clear account during monthly qualification cycle up to a total cash back of $5 per monthly qualification cycle. ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed up to $10 if qualifications are met within monthly qualification cycle. Qualifying transactions must clear account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to clear an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means the day after the end of the previous qualification cycle through the second to last business day of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $25,000 in Kasasa Saver receive an APY of 0.35% with a rate of 0.35%; and (2) balances over $25,000 in Kasasa Saver earn 0.01% APY with a rate of 0.01% on the portion of the balance over $25,000, resulting in 0.35 % - 0.08% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.01% APY with a rate of 0.01%. Interest and incentives will be paid on the last day of the month and are subject to IRS reporting. Transfers between accounts do not count as qualifying transactions. Accounts closed before the end of the qualification cycle forfeit that cycle's rewards. Limit one account per SSN.