Kasasa Saver - Savings Account | Lansing, MI - Ionia, MI - DeWitt, MI | Astera Credit Union
Summary

Kasasa Saver earns high rates, while rewards earned on your Kasasa Cash® or Kasasa Cash Back® checking transfer directly into Kasasa Saver each month.

Just meet the easy qualifications on your Kasasa Cash or Kasasa Cash Back checking, and watch your savings grow.

Details:

How to Earn Your Rewards:

It's so easy to qualify; you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Checking account each monthly qualification cycle:

  • Have at least 15 debit card purchases clear
  • Be enrolled in eStatement notices
  • Have at least 1 automatic direct deposit (ACH) or online bill payment clear
  • Be enrolled and log into online or mobile banking at least once

That's it. If you don't qualify, there's still no monthly service fee and you still earn dividends at the base dividends rate. Plus, you get the opportunity to earn rewards the very next monthly qualification cycle! Check out our Kasasa Qualification Calendar to make sure you are on track!


Need help picking a Kasasa Checking account to go with your Kasasa Saver?

Use this decision chart to help pick the best one! Or ask us, we'd love to help!

Kasasa Cash + Kasasa Saver

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1)business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your accounts on the last day of the current statement cycle: Kasasa Saver: Balances up to $50,000 receive APY of 0.75%; and balances over $50,000 earn 0.01% interest rate on the portion of balance over $50,000, resulting in a range from 0.75% to 0.26% APY depending on the account's balance. Kasasa Cash: 2.00% APY on balances up to $7,500 and 0.01% interest rate on the portion of the balance over $7,500 resulting in 2.00% - 0.10% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.01% APY. When Kasasa Cash qualifications are not met, Kasasa Saver and Kasasa Cash: All balances earn 0.01% APY. APY = Annual Percentage Yield. APY is accurate as of 9/1/2018. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly Direct Deposit/ACH, enrollment in online banking, receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account's qualifications. Limit 1 account(s) per social security number. Dividends earned in Kasasa Cash are automatically deposited to Kasasa Saver at the end of each statement cycle. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA]. Kasasa, Kasasa Cash and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.


Kasasa Cash Back + Kasasa Saver

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1)business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your accounts on the last day of the current statement cycle: Kasasa Saver: Balances up to $50,000 receive APY of 0.75%; and balances over $50,000 earn 0.01% interest rate on the portion of balance over $50,000, resulting in a range from 0.75% to 0.26% APY depending on the account's balance. Kasasa Cash Back: 2.00% cash back on up to a total of $250. Debit card purchases that post and settle to the account during that cycle period. A maximum of $5.00 cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash Back qualifications are not met, Kasasa Saver: All balances earn 0.01% APY. Kasasa Cash Back: No cash back payments are made. APY = Annual Percentage Yield. APY is accurate as of 9/1/2018. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly Direct Deposit/ACH, enrollment in online banking, receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account's qualifications. Limit 1 account(s) per social security number. An account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA]. Kasasa, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.