Certificates of Deposit (CDs)

Certificates of Deposit (CDs)

Saving options short-term or long, we have you covered!

CD Special

The clock is ticking on our special CD rates!

Deposit a minimum of $500 into an 18-month CD and earn 1.80% APY*, or a 45-month CD and earn 2.80% APY*.

What are you waiting for? Take advantage of these great rates before time runs out.


A well-rounded portfolio has both high and low risk investments. For a guaranteed return, CDs offer fixed rates higher than regular savings.

Lock in your rate for the entirety of your term — we offer a variety of terms to choose from. Earn dividends paid monthly to increase cash flow in the short term. Open a share certificate today!


  • Risk-free investment
  • Earn a higher rate of return than regular savings
  • Enjoy fixed rates
  • Dividends paid monthly
  • Terms range in maturity from 6 months to 5 years
  • Penalty for early withdrawal may apply
  • $500 minimum balance to open

*APY = Annual Percentage Yield. Rates and terms subject to change without notice. Interest can be compounded OR deposited into your Astera account. $500.00 minimum deposit. Please contact Astera Credit Union for the latest rates.