Certificates of Deposit (CDs)

Certificates of Deposit (CDs)

0.25% APY* 24-Month CD Bump

For a limited time, Astera members will receive a 0.25% APY* increase on any new or renewing 24-month CD if:

  • You have a checking account with direct deposit
  • You open a new CD or add at least $500.00 to a renewing 24-month CD


A well-rounded portfolio has both high and low risk investments. For a guaranteed return, CDs offer fixed rates higher than regular savings.

Lock in your rate for the entirety of your term — we offer a variety of terms to choose from. Earn dividends paid monthly to increase cash flow in the short term. Open a share certificate today!


  • Risk-free investment
  • Earn a higher rate of return than regular savings
  • Enjoy fixed rates
  • Dividends paid monthly
  • Terms range in maturity from 6 months to 5 years
  • Penalty for early withdrawal may apply
  • $500 minimum balance to open

*APY = Annual Percentage Yield. Rates and terms subject to change without notice. Current members are eligible for a 0.25% APY increase on a 24-month CD when direct deposit is setup into an Astera checking account. Other terms and restrictions may apply. Click here for full disclosure.