Have your dream car? Get your dream payments!

Do you have the car of your dreams, but nightmare payments? Refinancing your auto loan with Astera CU from another lender can get you:

  • Lower monthly payments*

  • Rate discount for auto pay**

  • Free $150 cash***


  • Buy a new or used car or truck
  • Financing terms range from 12-84 months
  • Refinancing also available for existing loans with higher rates
  • Competitive fixed rates
  • Save money on used cars
  • In-house processing ensures fast approvals and efficient processing
  • Personal attentive service from start to closing

Loan Protection

Astera has partnered with SWBC to bring you three amazing products to help you should times get hard. Click here to learn how to protect your money from bumps in the road.

*APR=Annual Percentage Rate. Rates and monthly payments featured are listed "as low as" and are subject to credit approval and credit score. Rates and terms are subject to change without notice. Please contact Astera Credit Union for latest rates. Some restrictions may apply.

**To be eligible for a .25% rate reduction, member must set up automatic loan payments from an Astera CU checking account.

***Up to $150 cash back. The cash back bonus will be available to qualified members who refinance an existing loan from another lender. A $150 cash back bonus will be awarded for a loan amount of $10,000 or more. Cash back bonus will be awarded per qualified loan (not one bonus per borrower), and will be deposited into the member's share account after the loan is approved and funded. Rate is subject to Credit Union guidelines and credit score. Certain additional restrictions may apply.

Affiliated Dealers

We Finance at the Dealership!

At Astera, we understand that life can be hectic and you may not have the time to stop at a branch before purchasing the vehicle of your dreams. So our loans come to you!

Thanks to our relationship with the following dealers, you can shop and get financed all at one spot. Now you can find the vehicle you want; get the financing you need through Astera and never have to leave the dealership until the deal is done.

Affiliated Dealers