Online Banking Login
- Buy a new or used car or truck
- Financing terms range from 12-84 months
- Refinancing also available for existing loans with higher rates
- Competitive fixed rates
- Save money on used cars
- In-house processing ensures fast approvals and efficient processing
- Personal attentive service from start to closing
*APR=Annual Percentage Rate. Rates and monthly payments featured are listed "as low as" and are subject to credit approval and credit score. Rates and terms are subject to change without notice. Please contact Astera Credit Union for latest rates. Some restrictions may apply.
**Up to $200 cash back. The cash back bonus will be available to qualified members who refinance an existing loan from another lender or obtain a new vehicle loan. Minimum loan amount is $7,500. A $100 cash back bonus will be awarded for a loan amount between $7,500 and $10,000; $150 for a loan of $10,001-$15,000; $200 for a loan of $15,001 or more. Cash back bonus will be awarded per qualified loan (not one bonus per borrower), and will be deposited into the member's share account after the loan is approved and funded. Rate is subject to credit union guidelines and credit score. Certain additional restrictions may apply.
***To be eligible for a .25% rate reduction, member must set up automatic loan payments from an Astera CU checking account.
- Affiliated Dealers
We Finance at the Dealership!
At Astera, we understand that life can be hectic and you may not have the time to stop at a branch before purchasing the vehicle of your dreams. So our loans come to you!
Thanks to our relationship with the following dealers, you can shop and get financed all at one spot. Now you can find the vehicle you want; get the financing you need through Astera and never have to leave the dealership until the deal is done.
- Candy Ford candyfordmercury.dealerconnection.com
- Team One Chevrolet, Buick, Pontiac, GMC teamonecharlotte.com
- Capitol Harley-Davidson capitolhd.com
- Full Throttle Motorsports fullthrottlemotorsports.com
- Grand Pointe Marina grandpointemarina.com
- Glen Buege Chevy & Pontiac glennbuege.com
- Ed Koehn Chrysler-Jeep-Dodge edkoehnchryslerjeepdodge.com
- Ed Koehn Ford Lincoln Mercury edkoehn.com
- Tinney Automotive Group www.tinneyhasit.com
- Bud Kouts Chevrolet budkoutschevy.com
- Champion Chrysler, Jeep, Dodge 1800newjeep.com
- College Bike Shop collegebikeshop.com
- Crippen Auto Mall crippencars.com
- Gillette's Interstate RV https://gillettesinterstaterv.com
- Glenn Buege Buick glennbuege.com
- Motorcars of Lansing motorcarslansing.com
- Shaheen Chevrolet shaheenlansing.com
- Spartan Motor Mall spartantoyota.com
- Young Automotive lansingisyoung.com
- Harold Zeigler Ford haroldzeiglerfordsales.dealerconnection.com
- Fast Lane Powersports fastlanepowersports.com (formerly Groves Motorsports grovesmotorsports.com)
- Kitsmiller RV kitsmillerrv.com