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  • Kasasa Cash Back

    Enjoy free checking with no monthly fees. You can earn up to $5.00 cash back and ATM fee refunds in your account.

    Learn More


How do you feel about free checking? More importantly, how do you feel about rates so high they're light-years ahead of the other checking accounts around?

Kasasa Cash offers free checking AND really high dividends. We'll even refund your ATM fees nationwide.* And don't worry — collecting your rewards is easy and consists of doing things you're probably doing already. It's enough to put you over the moon.


  • Free checking account that pays high dividends
  • Earn 2.00% APY* on balances up to $7,500
  • Earn 2.00% to 0.10% APY* on balances over $7,500 depending on balance in account
  • Earn 0.01% APY* if qualifications aren't met
  • Get refunds on ATM fees nationwide (up to $10 monthly)*
  • Link it to free high dividend Kasasa Saver® account
  • Have rewards transferred to Kasasa Saver for automatic savings
  • No minimum balance required to earn rewards
  • No monthly service charge
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking and Text Banking
  • Free MasterCard®debit card
  • Access to Surcharge-free ATMs
  • Access to Shared Branching
  • Free e-statements
  • Unlimited checking
  • $25 minimum opening deposit

How to Earn Your Rewards:

It's so easy to qualify; you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 15 debit card purchases clear
  • Be enrolled in eStatement notices
  • Have at least 1 automatic direct deposit (ACH) or online bill payment clear
  • Be enrolled and log into online or mobile banking at least once

That's it. If you don't qualify, there's still no monthly service fee and you still earn dividends at the base dividend rate. Plus, you get the opportunity to earn huge rewards the very next monthly qualification cycle! Check out our Kasasa Qualification Calendar to make sure you are on track!

Not sure which checking account is right for you?

Use this decision chart to help pick the best one! Or ask us, we'd love to help!

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, and debit card purchases processed by merchants and received by our credit union as ATM transactions. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1)business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $7,500 receive APY of 2.00%; and balances over $7,500 earn 0.01% interest rate on the portion of balance over $7,500, resulting in a range from 2.00% to 0.10% APY depending on the account's balance and (2) you will receive reimbursements up to an aggregate total of $10(max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash qualifications are not met, all balances in the account earn 0.01% APY and ATM withdrawal fees are not refunded. Dividends and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 09/19/2016. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open the account. Monthly Direct Deposit/ACH, enrollment in online banking, and receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the account's qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.