Kasasa Cash Back
Use your money to earn 2% with Kasasa Cash Back. We'll pay you on all debit card purchases (not just groceries or gas). All you have to do to earn your rewards are things that make banking easier anyway, like sign up for eStatements or use online banking. We'll even refund your ATM fees nationwide.* Did we mention it's completely FREE?
- Free checking account with cash back rewards
- Earn 2% cash back on debit card purchases (up to $5 monthly)*
- Get refunds on ATM fees nationwide (up to $10 monthly)*
- Link it to free, high dividend Kasasa Saver® account
- Have rewards automatically transferred to Kasasa Saver for instant savings
- No minimum balance required to earn rewards
- No monthly service charge
- Free online banking
- Free bill pay
- Free mobile banking and text banking
- Free MasterCard® debit card
- Access to surcharge-free ATMs
- Access to shared branching
- Free eStatements
- Unlimited checking
- $25 minimum opening deposit
How to Earn Your Rewards:
It's so easy to qualify; you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:
- Have at least 15 debit card purchases clear
- Be enrolled in eStatement notices
- Have at least 1 automatic direct deposit (ACH) or online bill payment clear
- Be enrolled and log into online or mobile banking at least once
That's it. If you don't qualify, there's still no monthly service fee and you still earn dividends at the base dividends rate. Plus, you get the opportunity to earn huge rewards the very next monthly qualification cycle! Check out our Kasasa Qualification Calendar to make sure you are on track!
Not sure which checking account is right for you?
Use this decision chart to help pick the best one! Or ask us, we'd love to help!
Pair your EMV chip debit card with CardNav to give yourself more protection against fraud for free! Add additional protection by signing up for Kasasa Protect. Click here to learn more about how you can be Astera Secure.
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the monthly qualification cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, and debit card purchases processed by merchants and received by our credit union as ATM transactions. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly qualification cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle, through one (1) business day prior to the close of the current statement cycle. Reward Information: When Kasasa Cash Back qualifications are met during a monthly qualification cycle, you will receive (1) 2.00% cash back on up to a total of $250 for a maximum of $5 cash back, (2) Reimbursements up to an aggregate total of $10 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the monthly qualification cycle in which you qualified. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, time frames, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open the account. Monthly direct deposit/ACH, enrollment in online banking, receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the account's qualifications. Limit of 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union member service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.