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  • Kasasa Cash

    Earn higher dividends on the balance you keep in this account. This free checking account can give you monthly rewards including ATM fee refunds.

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Kasasa Cash Back

Kasasa Cash Back

Don't send your money into a black hole every time you swipe your debit card. Use it to earn 2% cash back. We'll pay you cash back on all debit card purchases (not just groceries or gas). It's an offer that eclipses other checking accounts.

All you have to do to earn your rewards are things that make banking easier anyway, like sign up for e-statements or use online banking. We'll even refund your ATM fees nationwide.* It's like the anti-checking account — and you pay absolutely zero.


How to Earn Your Rewards:

It's so easy to qualify; you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 15 debit card purchases clear
  • Be enrolled in eStatement notices
  • Have at least 1 automatic direct deposit (ACH) or online bill payment clear
  • Be enrolled and log into online or mobile banking at least once

That's it. If you don't qualify, there's still no monthly service fee and you still earn dividends at the base dividends rate. Plus, you get the opportunity to earn huge rewards the very next monthly qualification cycle! Check out our Kasasa Qualification Calendar to make sure you are on track!

Not sure which checking account is right for you?

Use this decision chart to help pick the best one! Or ask us, we'd love to help!

How to Get Started

APY=Annual Percentage Yield. Clearing account means item must post and settle. APYs and rates accurate as of 1/01/2015. Rates subject to change. Minimum to open is $25 for Kasasa Cash Back and $0 for Kasasa Saver. When monthly qualifications are met, you will receive 2% cash back on debit card purchases that clear account during monthly qualification cycle up to a total cash back of $5 per monthly qualification cycle. ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed up to $10 if qualifications are met within monthly qualification cycle. Qualifying transactions must clear account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to clear an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means the day after the end of the previous qualification cycle through the second to last business day of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $25,000 in Kasasa Saver receive an APY of 0.35% with a rate of 0.35%; and (2) balances over $25,000 in Kasasa Saver earn 0.01% APY with a rate of 0.01% on the portion of the balance over $25,000, resulting in 0.35 % - 0.08% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.01% APY with a rate of 0.01%. Interest and incentives will be paid on the last day of the month and are subject to IRS reporting. Transfers between accounts do not count as qualifying transactions. Accounts closed before the end of the qualification cycle forfeit that cycle's rewards. Limit one account per SSN.