At Astera, we offer several options in checking accounts. Our Kasasa Checking accounts do not require a minimum balance. Our Choice Checking account does come with a $5.00 service charge, for accounts that do not carry a $500.00 daily minimum balance, but you can choose to roll down that service charge by doing things you may already be doing such as:
- Active ACH (Deposits only) or Direct Deposit – $3.00 reduction
- Have a loan with any balance on the account – $1.00 reduction
- Be enrolled in Online and/or Mobile banking – $1.00 reduction
- Be enrolled in Bill Pay – $1.00 reduction
- Utilize your Astera Credit Union MasterCard debit card – for every transaction per month you will receive a $0.10 cent reduction, up to $5.00
*Total reduction cannot exceed $5.00. Choice Checking does not offer cash back or rewards.”