As if you needed another reason to love your credit union, Astera. We partner with TruStage to offer discounts on auto and home insurance. Combine coverage in a bundle plan and save even more.

Besides discounted rates, you'll be eligible to get:

  • Air bags, automatic seat belts discount
  • Anti-lock brakes discount
  • Auto and home multi-policy discount
  • Auto and home anti-theft devices discount
  • Home safety devices discount
  • Good student discount (B+ or above)
  • Learn more at!

More About TruStage

TruStage is insurance the credit union way. Products and programs are made available through TruStage Insurance Agency and offered only to credit union members. Today, more than 14 million members rely on TruStage for their products, programs, services, expertise and experience. With a commitment to dependability and a members-first philosophy, TruStage helps you protect what matters most.

Health Insurance

The Affordable Care Act means nearly every American must have health insurance. If your employer doesn't offer a plan, if you don't qualify for Medicaid and you're not yet eligible for Medicare, you'll likely need to purchase a health insurance plan on your own.

The TruStage Health Insurance Program can help. You can easily compare health insurance plans from multiple carriers, get quotes, receive expert advice and purchase coverage that makes sense. You can also determine whether you qualify for financial assistance. For more information, call 1-888-416-2166 or visit

Open enrollment begins November 15, 2014 and is open until February 15, 2015.

Life Insurance

Take care of those you love with two options for life insurance. For additional details, please visit TruStage or call 1-855-483-2149.

Term Life Insurance

  • Provides protection for 10-, 15-, 20- or 30-year terms or a set number of years depending on your needs
  • Offers premiums and benefits that remain the same or vary depending on your policy
  • Offers lower monthly premiums to work with your budget

Whole Life Insurance

  • Provides permanent coverage for your entire life
  • Premiums stay the same throughout your lifetime
  • You can borrow against the cash value and use the money for any needs that arise.*

Term life insurance could be right for you if you have a tight budget and affordability matters most. If your circumstances or needs change, you can convert your term insurance to permanent insurance at specified times at a whole life rate for your age at the time of conversion.

If you have a permanent need to protect your family's financial stability, whole life insurance could be your best option. Your monthly premium amounts remain the same throughout your lifetime, and policy loans can provide a future source of money.

To see what works best for you, give us a call. We'll walk you through your choices in detail, answer your questions and help you arrive at a decision that makes sense.

*Any unpaid balance of the loan, plus interest, is subtracted from the death benefit.

Auto Insurance

Buying auto insurance is smart. Paying a lot isn't.

The TruStage Auto & Home Insurance Program works with carefully selected auto insurance partners who can offer credit union members like you discounted rates.

Please visit TruStage or call 1-855-483-2149 for details and a quote.

Home Insurance

Saving to buy a home was hard. Protecting it can be easy.

Your credit union membership may qualify you for discounted home insurance through the TruStage Auto & Home Insurance Program.

Please see the descriptions below, then visit TruStage or call 1-855-483-2149 for additional details and quotes.

Home Insurance

Policies purchased through the TruStage Auto & Home Insurance Program are designed to cover damage to your home and property, including your personal possessions. If the damage requires that you move out of your home for a bit, the policy covers additional living expenses. And every year, the policy adjusts to include inflation protection; in short, it helps cover increases in repair or rebuilding costs brought on by inflation.

One other important basic: If someone has an accident on your property (say a fall down some icy steps,) you have personal liability coverage. You don't want to be without that.

Renters Insurance

The TruStage Auto & Home Insurance Program helps cover your possessions from theft, fire, and even some types of water damage. And coverage doesn't stop when you leave your apartment. Your personal property in your car? Covered. The stuff you take with you on vacation or just to a cookout down the street? Covered. In fact, your things can be covered even when you're moving.

You also have protection if you accidentally damage someone else's property or if someone sues you because they got hurt in your apartment.

Condo Insurance

Credit union members get discounted rates on condominium insurance through the TruStage Auto & Home Insurance Program. It covers everything in your unit and the property your condo association says you're responsible for. You have protection from accidents you cause (around your condo or not), and lawsuits filed against you. Can you be without it? Not a chance.