We Have a Loantastic Deal For You!

With rates as low as 2.44% APR* and up to $200** Cash Back!

Benefit from a range of great features and loan options.

  • Quick and easy loan process
  • Finance a new or used vehicle, or refinance your existing auto loan from another lender
  • Flexible financing terms from 12 to 84 months
  • Additional 0.25% rate discount if you have direct deposit into your Astera Credit Union checking account and your loan is setup to be automatically paid from this account
  • Friendly, experienced service from trusted professionals

*APR=Annual Percentage Rate. Rates featured are listed "as low as" and are subject to credit approval and credit score. Rates and terms are subject to change without notice. Please contact Astera Credit Union for the latest rates. Some restrictions may apply.

**Up to $200 cash back. The cash back bonus will be available to qualified members who refinance an existing loan from another lender or obtain a new vehicle loan. Minimum loan amount is $7,500. A $50 cash back bonus will be awarded for a loan amount between $7,500 and $10,000; $100 for a loan of $10,001-$15,000; $150 for a loan of $15,001-$20,000 and $200 for a loan of $20,001 or more. Cash back bonus will be awarded per qualified loan (not one bonus per borrower), and will be deposited into the member's share account after the loan is approved and funded. Rate is subject to credit union guidelines and credit score. Certain additional restrictions may apply.

When it's time for a new car or truck, visit Astera for low rates. We offer competitive loans for new or used cars and trucks to get you back on the road in no time.Because we process loans in-house, you can expect quick decisions and efficiency. Consider getting pre-approved for better bargaining power, or refinance an existing non-Astera loan for a lower rate to save money! We do it all.


  • Buy a new or used car or truck
  • Financing terms range from 12-84 months
  • Refinancing also available for existing loans with higher rates
  • Competitive fixed rates
  • Save money on used cars
  • In-house processing ensures fast approvals and efficient processing
  • Personal attentive service from start to closing

Affiliated Dealers

We Finance at the Dealership!

At Astera, we understand that life can be hectic and you may not have the time to stop at a branch before purchasing the vehicle of your dreams. So our loans come to you!

Thanks to our relationship with the following dealers, you can shop and get financed all at one spot. Now you can find the vehicle you want; get the financing you need through Astera and never have to leave the dealership until the deal is done.

Affiliated Dealers