PLEASE NOTE: Our Mortgage Department is located at our Saginaw Highway Location; 5615 W. Saginaw Hwy.
Astera has a stellar tradition of low loan rates and affordable repayment terms. We offer a wide variety of consumer loans, here are some shining examples:
Career Transition Loans: A program designed to help you redirect your career as you pursue more education or a different skill set in the changing job market
New and Used RVs, including: campers/travel trailers, boats, snowmobiles, motorcycles, and ATVs.
Refinancing - available to members who have financed their vehicle at another financial institution.
Line of Credit - offers you the benefits of open-end financing with 72 months repayment and access to a line of credit up to $15,000. Revolving credit allows you to borrow for nearly any purpose and is easy to obtain in person, by mail or by phone.
Share-Secured - these loans use your own share savings as collateral, and have the advantage of a lower rate.
If you qualify, you can take advantage of our Holiday Skip-a-Pay program allowing you to skip one month's loan payment, giving you the extra cash you need! For conditions, view the form. To apply fill out the form and fax to 517-622-5873 or return it in person to any of our convenient branches.
Getting the loan is only half of the planning when buying your new vehicle. Do you have a plan for how to pay your loan if you were injured? What if your car is stolen, will your insurance policy pay the remainder of your loan balance?
These are just a couple of questions that can impact your new car purchase. You can answer them and put your mind at ease with credit life and credit disability insurance. These products offer a peace of mind that your loan won't become a burden when you're facing injury or if your car is totaled.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.